Revolving Credit

Revolving Credit

Bei einem Revolvingkonto (oder Revolving Credit) handelt es sich um ein Konto, das ausschließlich im Minus (Soll) geführt wird. Es wird häufig kombiniert mit einer Zahlungskarte (z. B. einer Kreditkarte).

Nach Einrichtung des Kontos werden die in einem Monat angefallenen Beträge durch eine vereinbarte feste Rate getilgt, wobei Sondertilgungen jederzeit möglich sind. Das Konto kann grundsätzlich niemals ein Guthaben ausweisen. Zu Vermeidung von Zinsen können zum Monatsende die restlichen Sollbeträge durch eine Sondertilgung ausgeglichen werden.

Mit einer einmaligen Einrichtung kann die Beantragung mehrerer Kleinkredite ersetzt werden.


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  • revolving credit — A bank credit that is negotiated for a specified period; it allows for drawdown and repayment within that period. Repaid amounts can be redrawn up to the agreed limit of the credit. At the end of the loan period there is a bullet repayment of the …   Big dictionary of business and management

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